services we offer

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New Purchase

Stress Free Loans for First Time Home Buyers As one of the most experienced brokers…

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Refinance

Professionals in Mortgage Refinancing Explore your options and see if refinancing is the right solution…

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Renewal

Time for Renewal! You get that letter in the mail from your existing Mortgage Provider…

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Switch/Transfer

What is a switch or a mortgage transfer? Picture this, you were driving to work…

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Debt Consolidation

The Advantage of Consolidating Debt You’ve maxed out your line of credit with a $50,000.00…

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Home Equity Loan

Differentiating Home Equity Loan vs. Refinancing You might be confused between which product to get…

Our Rates

1 Year Fixed 1.34%
2 Year Fixed 1.34%
3 Year Fixed 1.34%
4 Year Fixed 1.34%
5 Year Fixed 1.34%
5 Year Variable 1.20%
All rates available for pre-approvals and firm deals OAC *Rates are subject to change without notice | Rates are only for AAA deals closing within 60 days | Certain conditions apply
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People often ask, what is the difference between YOU and the BANK? Well it’s simple, while the bank only offers rates for a specific audience, we offer rates and solutions

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Incentives:

  • We Find You The Best Interest Rate!
  • We Find You The Best Mortgage Term To Help You Become Mortgage Free Sooner!

Check out how easy it is!

1

Gather the right
financial documents.

2

Present your application
to the right lenders.

3

Secure the best
approval for you.

4

Funds Released.

Receive a Free Mortgage Appraisal


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    Unbiased, expert advice.

    advice

    Our Happy clients

    Dealt with Joe on three mortgages so far and have always been very satisfied with the product he recommended and service and follow up. I would not be going back if I was not 100% satisfied and I would recommend Joe and his team over any other broker. He is simply the best. If you can not get a mortgage, talk to Joe.
    Pascal Nkenglack
    Pascal Nkenglack
    2021-04-30
    Thanks to Joe Purewal Mortgages i have successfully refinanced my house with no burden on me. Joe has always been a help and was always very responsive. Thanks Joe, tracie, jasmine and preeti for all your help, will see you soon for my next mortgage.
    Aman Bhalla
    Aman Bhalla
    2021-04-27
    I had never worked with a mortgage broker previously inorder to obtain a mortgage and wasn't sure what to expect. My experience with the team was exceptional, I mostly worked with Elle and found her to be knowledge, reassuring and responsive. Will definitely recommend her and the team to anyone looking to get a mortgage!
    Farzana Reburiano
    Farzana Reburiano
    2021-04-27
    The best mortgage team in GTA. Joe Purewal & Associates - very professional, patient, compassionate and they have the best solution for any of the mortgage requirement. Purchase of a new home or a refinance, I have always gotten great deals and different options allowing me to choose what suits my needs best. Special thanks to his assistants Tracy and Preeti who worked for my recent purchase and refinance deails. If you, or anyone you know is going to embark on a Mortgage approval process, I would strongly recommend you give Joe a call, you won’t regret it!!!I will recommend to all of my friends and family!
    Hari D
    Hari D
    2021-04-21
    Joar Purewal (Joe) literally saved us from almost losing our first house and the security deposit that goes with the offer. With complicated documents to prove self-employment income, we were having a hard time in getting the mortgage approval from the conventional banks. Then, I got referred to Joe by my realtor. We were most impressed with his knowledge about the mortgage products offered by various lenders and the different approval criteria required by each lender. Within 24 hours of submitting the documents, Joe called me with the news “I could get you a mortgage”. I couldn’t believe it, but another 24 hours and he had emailed us the mortgage commitment letter with one of the best interest rates and terms available at the time. In spite of constant consolation from Joe, as a first-time home-buyer with no previous experience, I was skeptical about the mortgage funds even until the closing day. But finally, it did happen and we got the keys to our first-home! I strongly recommend Joe as the expert in the mortgage industry and someone who deliver results with a sense of urgency.
    Puneet Bhardwaj
    Puneet Bhardwaj
    2021-04-19
    i'd totally recommend Joe Purewal mortgage agents, reply super fast to all your inquiries
    alejandro contramaestre
    alejandro contramaestre
    2021-04-18
    Joe Purewal has been my mortgage advisor for a few years now. The entire team has always been kind, respectful and guided me through my real estate transactions. Purchase of a new home or a refinance, I have always gotten great deals and different options allowing me to choose what suits my needs best. I can tell many financial institutions appreciate Joe Purewal what translates in great benefits to his clients. You will be in good hands.
    Roberto Lopez Aguilar
    Roberto Lopez Aguilar
    2021-04-18